Practical Auto Coverage — Fast, Clear, Reliable

PolicyPug gives you straightforward car insurance that fits your life — not a one-size-fits-all contract. Compare tailored plans, pick what matters, and drive with certainty.

Get a Quote

Coverage Options Designed Around Real-World Driving

Collision & Repair Benefits

Repairs or replacement for your vehicle after a crash — choose this if your car is newer, financed, or you want peace of mind after an impact.

Bodily Injury & Property Liability

Coverage that helps protect you financially if you’re legally responsible after an accident — an essential base layer that meets legal minimums and protects your assets.

Medical Expense
& PIP

Helps cover medical costs for you and your passengers — useful whether you have health insurance or want immediate, no-fuss support after an incident.

Why drivers switch to PolicyPug

PolicyPug blends digital speed with helpful human support—so you get quick quotes and a real person to talk to when you need it. We cut the fluff and focus on what protects you.

PolicyPug gives you:

  • ✅ Plans tuned to how you actually drive, not just generic bundles
  • ✅ Clear, itemized pricing with no hidden fees
  • ✅ Rapid claim handling and transparent status updates
  • ✅ Licensed advisors available by phone or chat
  • ✅ Digital tools for policy management — anytime, anywhere

We focus on simpler, fairer insurance — so you can get covered and get on with your day.

What Customers Say

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Need help choosing the right plan?

Finding the right policy shouldn’t be confusing. Our online quote tool walks you through choices with plain language and practical examples so you can compare what matters: price, deductibles, and real out-of-pocket costs. Prefer to talk it through? Our licensed advisors are available by phone, chat, or email — no pressure, just clear guidance so you can pick what fits your life.

Automatic Discounts — Lower Rates Without the Hassle

PolicyPug scans every quote for every discount you qualify for and applies them automatically — so you get the best available price without having to hunt for coupons.

Common ways customers save:

  • 🚗 Enroll in usage-based programs or safe-driving rewards
  • 👨‍👩‍👧‍👦 Add multiple drivers or vehicles to a single policy
  • 🏡 Bundle with renters or homeowners coverage
  • 🎓 Student and recent-graduate discounts
  • 🧓 Loyalty and claims-free driver reductions
  • 🔒 Security features like alarms or tracking systems

We make saving simple — you get transparent pricing and straightforward explanations for each reduction.

How it works — three steps to coverage

Quick Vehicle Profile

Tell us about your car and driving history with a simple form — we only ask what’s necessary to produce accurate quotes.

Compare Clear Options

See side-by-side comparisons of coverage tiers — basic, balanced, and comprehensive — with plain-language summaries and cost breakdowns.

Enroll and Drive

Choose a plan, complete a secure checkout, and download your digital ID — coverage starts immediately so you can get back on the road.